Last updated: [Date]

Welcome to https://poineergroupe.ae/old/ (“Website”). This Website is operated by Pioneer Group (“we”, “us”, “our”). By accessing and using our Website, you agree to comply with and be bound by the following terms and conditions (“Terms”). Please read these Terms carefully before using our Website.

**1. Acceptance of Terms**

By accessing or using our Website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our Website.

**2. Changes to Terms**

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after any changes indicates your acceptance of the new Terms.

**3. Use of the Website**

a. **Eligibility:** You must be at least 18 years old to use our Website.

b. **User Conduct:** You agree to use the Website for lawful purposes only. You shall not post or transmit through the Website any material that violates or infringes the rights of others, is unlawful, threatening, defamatory, invasive of privacy, vulgar, obscene, or otherwise objectionable.

c. **Account Security:** If you create an account on our Website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password.

**4. Intellectual Property**

All content on our Website, including text, graphics, logos, images, and software, is the property of Pioneer Group or its content suppliers and is protected by international copyright laws. Unauthorized use of any materials on the Website may violate copyright, trademark, and other laws.

**5. Limitation of Liability**

To the fullest extent permitted by law, Pioneer Group shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the Website, even if Pioneer Group has been advised of the possibility of such damages.

**6. Indemnification**

You agree to indemnify, defend, and hold harmless Pioneer Group, its officers, directors, employees, agents, licensors, and suppliers from and against all claims, losses, liabilities, expenses, damages, and costs, including reasonable attorneys’ fees, arising out of or relating to your use of the Website, any violation of these Terms, or any activity related to your account (including negligent or wrongful conduct).

**7. Third-Party Links**

Our Website may contain links to third-party websites that are not owned or controlled by Pioneer Group. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Pioneer Group is not responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of any such content, goods, or services available on or through any such websites.

**8. Governing Law**

These Terms shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law provisions.

**9. Dispute Resolution**

Any disputes arising out of or relating to these Terms or your use of the Website shall be resolved through binding arbitration in accordance with the rules of [Arbitration Association], and judgment upon the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

**10. Contact Information**

If you have any questions about these Terms, please contact us at:

Pioneer Group
[Address]
[Email Address]
[Phone Number]